Trusted by 8,000+ U.S. businesses Funded in as little as 24 hours
Equipment Financing — Spark Business Lending
Business solution

Get the equipment your business needs — today.

From machinery to vehicles to point-of-sale systems, equipment financing lets you acquire what you need without draining working capital. The equipment itself secures the loan, so approval is fast and straightforward.

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Up to $5M
Equipment cost
1–7 yrs
Term length
100%
Financing available
48 hrs
Funding

Finance new or used — any industry

Restaurants, construction, medical offices, trucking, manufacturing, salons — if it’s equipment your business uses to make money, we can likely finance it. Keep cash reserves for operations while your equipment pays for itself over time.

100% financing

No or low down payment — get equipment fast.

Tax benefits

Potential Section 179 deductions on qualified purchases.

Covered

Equipment we commonly finance

Vehicles & fleets

Trucks, vans, trailers, service vehicles.

Restaurant gear

Ovens, POS systems, refrigeration, furniture.

Machinery

Manufacturing, construction, industrial.

Medical & dental

Imaging, chairs, lab & diagnostic equipment.

Apply for funding today

12+

Years in business

$2B+

Amount funded

8k+

Businesses funded

97%+

Approval rating