Spark Business Lending- Line of Credit

Line of Credit

A business line of credit is a flexible financing option that can be used for almost any business need: buying equipment, hiring staff, increasing inventory, opening a new location, paying invoices, and more. Since it's revolving, you can borrow as needed, and once you repay, the funds become available again.

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Up to $1M

Funding Amount

6 months - 3 years

Term

4.5%

Starting Rate

1-2 days

Time Frame

What is a Line of Credit?

A Line of Credit allows you to borrow up to a set limit, repay, and borrow again as needed. It offers your business the flexibility to access funds for short-term needs, such as managing cash flow, covering expenses, or taking advantage of new opportunities—on your terms.

How To Get A Line of Credit

1

Apply for Free

Complete our simple application in just a few seconds and connect with over 50 trusted lenders at no cost.

2

Review Your Options

A dedicated professional will reach out to discuss the available options from our extensive network of lenders.

3

Get Funded

It's that simple—funding within 48 hours of applying.

Advantages of A Line of Credit

  • Pay Only for What You Use: Interest is charged only on the amount you borrow.
  • Flexible Access: Borrow and repay funds as needed for your business.
  • Fast Approvals: Quick access to capital for urgent expenses.
  • No Collateral Needed: Get unsecured credit with flexible repayment terms.

Apply For Funding Today

12+

Years in Business

$2+ Billion

Amount Funded

8k+

Businesses Funded

97%+

Approval Rating