Merchant Cash Advance
A Merchant Cash Advance (MCA) is an upfront advance based on a business’s future sales, making it a great option for businesses with less-than-ideal credit but healthy bank balances. The approval process is faster and more likely to be approved than traditional loans. It’s perfect for businesses facing seasonal sales dips or cash flow challenges.
$5k - $500k
Funding Amount
Daily/Weekly ACH
Repayment
10% - 35%
Factor Rate
24-48 hours
Time Frame
What is a Merchant Cash Advance?
An MCA provides an upfront payment based on your future credit or debit card sales. Repayments are tied to your sales, offering flexibility for businesses with seasonal or fluctuating cash flow.
How To Get A Merchant Cash Advance
Apply for Free
Complete our simple application in just a few seconds and connect with over 50 trusted lenders at no cost.
Review Your Options
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Get Funded
It's that simple—funding within 48 hours of applying.
Advantages of a Merchant Cash Advance
- Quick Access to Funds: Receive funding fast, often within 24 hours.
- Flexible Repayment: Repayments are based on a percentage of daily or weekly sales, so they adjust with your cash flow.
- Easier Approval: The approval process is faster and more accessible than traditional loans, especially for businesses with less-than-ideal credit.
- Perfect for Seasonal Businesses: Ideal for businesses that experience seasonal sales fluctuations or cash flow gaps.