Spark Business Lending - Short-Term Business Loans

Short-Term Business Loan

A Short-Term Business Loan gives you quick capital with shorter repayment periods, ideal for covering immediate expenses, managing cash flow gaps, or taking advantage of new opportunities.

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$10k to $1M

Funding Amount

Up to 24 months

Term

6%

Starting Rate

1-2 days

Time Frame

What is a Short-Term Business Loan?

A Short-Term Business Loan gives you a lump sum of cash, repaid over a short period, usually 3 to 18 months. It’s designed for urgent business needs, offering quick access to funds and simple repayment terms.

How To Get A Short-Term Business Loan

1

Apply for Free

Complete our simple application in just a few seconds and connect with over 50 trusted lenders at no cost.

2

Review Your Options

A dedicated professional will reach out to discuss the available options from our extensive network of lenders.

3

Get Funded

It's that simple—funding within 48 hours of applying.

Advantages of A Short-Term Business Loan

  • Fast Approval and Funding: Get the funds you need quickly to meet urgent needs.
  • Flexible Use: Use the funds for various business needs, such as inventory, equipment, or emergency expenses.
  • Short Repayment Period: Repay the loan quickly, freeing up cash for other business needs.
  • No Prepayment Penalties: Pay off your loan early with no extra fees.

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12+

Years in Business

$2+ Billion

Amount Funded

8k+

Businesses Funded

97%+

Approval Rating