Spark Business Lending - Term Loan

Term Loan

A Term Loan gives you a lump sum of capital upfront, repaid over a set period with fixed or variable interest. The terms are clear from the start, providing the stability you need to plan and grow your business.

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$10k to $1M

Funding Amount

Up to 24 months

Financing Terms

6%

Interest Rates at

24-48 hours

Funding Turnaround

What is a Term Loan?

No two businesses are the same. Business Term Loans are designed to meet the unique needs of your business. Use the loan for anything from capital improvements and new equipment to hiring more staff. Essentially, a business term loan can help you take advantage of any opportunity that comes your way.

How to Get Started

1

Apply for Free

Complete our simple application in just a few seconds and connect with over 50 trusted lenders at no cost.

2

Review Your Options

A dedicated professional will reach out to discuss the available options from our extensive network of lenders.

3

Get Funded

It's that simple—funding within 48 hours of applying.

Advantages of a Term Loan

A Term Loan offers fixed, predictable terms with competitive rates tailored to your needs. Use the funds for expansion, marketing, hiring, or any other business goal—no hidden fees and full control over your finances.

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12+

Years in Business

$2+ Billion

Amount Funded

8k+

Businesses Funded

97%+

Approval Rating