Spark Business Lending - Working Capital Loan

Working Capital Loan

Working capital is used for day-to-day business operations, but unforeseen circumstances may require additional funds. Banks often can't provide quick solutions due to strict guidelines, making a working capital loan ideal for meeting short-term financing needs.

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Up to $1M

Funding Amount

Daily/Weekly ACH

Repayment

4.5%

Starting Rate

1-2 days

Time Frame

What is a Working Capital Loan?

A Working Capital Loan is a short-term loan designed to help businesses cover their day-to-day expenses, like payroll, inventory, or bills. It provides quick access to funds to help manage cash flow and keep operations running smoothly.

How To Get A Working Capital Loan

1

Apply for Free

Complete our simple application in just a few seconds and connect with over 50 trusted lenders at no cost.

2

Review Your Options

A dedicated professional will reach out to discuss the available options from our extensive network of lenders.

3

Get Funded

It's that simple—funding within 48 hours of applying.

Advantages of A Working Capital Loan

  • Quick Access to Funds: Get capital quickly to cover day-to-day expenses.
  • No Collateral Needed: Reducing the risk for business owners.
  • Flexiblity: Use the loan for payroll, bills, inventory, or other essential expenses.
  • Support Business Growth: Ideal for bridging cash flow gaps without long-term commitment.

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12+

Years in Business

$2+ Billion

Amount Funded

8k+

Business Funded

97%+

Approval Rating